And Your Care at Downtown Integrative Health Group

At Downtown Integrative Health Group it is our mission to provide integrated natural health care services that lead to health and balance for optimum living. This certainly applies to people who have been involved in a motor vehicle accident and require chiropractic, acupuncture, massage and exercise therapy or combinations of any of these treatment modalities. We are pleased to provide all these services at one convenient location.

As of October 1, 2004 anyone injured in a motor vehicle accident must adhere to the new regulations that affect both the procedural and financial aspects of motor vehicle accident insurance claims.

If you have been involved in an accident we would encourage you to do the following:

1. Contact your insurance company immediately
2. Contact your chiropractor as soon as possible after the accident (within 10 days in order to access pre-approved treatment)
3. Diagnosing the severity of your injury will determine your eligibility for up to 21 pre-approved visits. If you have a more serious injury the appropriate referral will be made. Please note that you DO NOT need a medical referral to access chiropractic, acupuncture or massage therapy however under the new regulations you are limited to a combined total of up to 21 treatment visits before further evaluation must occur

You have 90 days from the day of the accident to receive up to 21 pre-approved treatments. Your automobile insurance company will be the first payer for these treatments, preserving your private health insurance coverage for any future needs.

If your injury has not resolved after 90 days, you will be sent by your chiropractor to another qualified chiropractor designated as an Injury Management Consultant (IMC) for further evaluation.

If the IMC recommends further treatment then your insurance company will pay over and above the initial pre-approved treatments up to the following limits under your Section B insurance:

There is now a limit of $4000 compensation for pain and suffering (over and above medical expenses).

More information can be found at the government website: www.autoinsurance.gov.ab.ca

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